Investors enjoy the privilege of digital platforms to start their SIPs today, something that has streamlined financial planning over the last decade. Previously, the process used to be complex, as it involved paperwork and multiple follow-ups. However, now you can start an SIP in minutes through a mobile app.
Today, you have several popular mutual fund platforms in India that offer access to direct funds with zero commission. The onboarding process is simple, and investors enjoy lots of options to pick from. There’s no denying that the right app can make a significant difference in how smoothly you can start your investment and manage your SIPs over time.
In this blog, we have shortlisted some of the most reliable mutual fund apps in India that stand out with their features and ease of use.
Best mutual fund apps in India 2026 to start an SIP
Based on ease of use, features, and tools available, these mutual fund apps continue to be some of the best choices for investors.
- Dhan
Dhan has emerged as one of the most preferred platforms to create an SIP in India. Active investors looking for flexibility and features often choose Dhan.
With Dhan, you can invest in direct mutual fund schemes with zero commission. There’s no need to purchase advisory services, as the platform brings you an execution-only approach.
It’s easy to start SIP on Dhan with minimal steps. Apart from mutual funds, you can also invest in stocks, derivatives, and other investment options through a single platform.
The clean interface and useful tools like SIP calculators help investors manage their assets seamlessly.
- Groww
Groww particularly appeals to beginners as one of the most popular investment platforms in India. Here, you get commission-free direct mutual fund investment options. It also helps you build your portfolio through SIPs, stocks, ETFs, and bonds.
The simple interface and fast onboarding process of Groww make it suitable for first-time investors. It also comes with features like SIP calculators and tools to compare funds. Users can also access educational content that helps them make informed decisions.
The ease of use and accessibility of Groww make it a preferred choice for investors.
- Zerodha Coin
Zerodha Coin is a dedicated mutual fund platform offered by Zerodha, one of the largest discount brokers in India. Investors can choose direct mutual fund schemes where they do not have to pay any commission. This, eventually, helps them improve the long-term returns.
The comprehensive ecosystem of Zerodha is one of its key strengths. It comes with features like flexible SIP management, step-up SIPs, and detailed insights into mutual fund portfolios.
Through Zerodha Coin, you can gain access to thousands of schemes from different mutual fund houses.
- Paytm Money
Paytm Money helps investors build their portfolio through SIPs in mutual funds, stocks, IPOs, and bonds through a single app. The ease of use of this app makes it popular among Indian investors.
The onboarding experience is smooth, and it comes with features like UPI autopay that make SIP investments hassle-free.
Paytm Money also offers tools that help investors analyse their portfolios. This way, you can understand the allocation and performance with clarity. Paytm users can enjoy further convenience as the investment platform is integrated into the same ecosystem.
- INDmoney
INDmoney appeals to Indian investors as it combines investment tracking with wealth management tools. Investors can directly buy units in zero-commission direct mutual funds. They can also track their entire financial portfolio in one place.
One of the unique features of INDmoney is the ability to track investments across different accounts, including family portfolios. You can also access goal-based planning tools like SIP setups and detailed analytics, which enhance decision-making.
Apart from mutual funds, you can also access US stocks through INDmoney.
- ET Money
ET Money is a full-fledged financial platform that combines investing in mutual funds with personal finance management. You can create SIPs in direct mutual funds, besides purchasing other financial products and insurance policies.
The data-driven insights and personalised recommendations on ET Money make the platform popular. The app analyses your financial behaviour, and accordingly, suggests suitable investment options that help you track your expenses along with investments. This makes it suitable for investors who are looking for a more guided approach for their investments.
Conclusion
When it comes to choosing the best mutual fund app, the decision depends on how you want to invest. Some platforms like Dhan and Groww prioritise simplicity and beginner-friendly features. Others offer related services like personal finance management and the ability to invest in US stocks.
The best part is, it takes less than 5 minutes to start an SIP through one of these digital platforms. With consistent investments and easy tracking, you can build a strong portfolio to build wealth for the long term.
